How to Redeem HDFC Credit Card Reward Points?

HDFC Bank offers a Credit Card Reward Program to its credit cardholders. Each HDFC card is eligible to earn rewards depending on the type of card. In this post, let’s take a look at how to redeem reward points on HDFC credit card?

A lot of people ask and search for questions related to this topic. Such as how to redeem HDFC reward points? How to use reward points of HDFC credit card? And if you are one of them then this blog post is for you. Here I am going to discuss “how to use the HDFC reward points”.

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Redemption HDFC Credit Card Reward Points

Redeeming your reward points is easy with HDFC Bank. Once you have accumulated 500 points in your account, you can redeem it. There are four options for redemption such as product catalog, insta vouchers, e-vouchers, and cash redemption.

How to use Reward Points of HDFC Credit Card?

HDFC reward program (Credit Card) is called “MyRewards”. This program makes your shopping with your HDFC card a truly rewarding experience. MyRewards is the best in class credit cards rewards program.

Every time you pay/shop using your card, some points are awarded. All the points awarded for expenses get accumulated into your account.

Once you have accumulated 500 points in your account. You can redeem them for products, cash (credited to your statement), gift vouchers, and discounts. This is known as redemption HDFC credit card reward points.

HDFC Bank has partnered with fashion & lifestyle brands, airlines, retail stores, hotels, e-commerce websites, restaurants, and charities to provide its customers with a wide array of options for rewards redemption.

How to Redeem HDFC Reward Points?

Remember one thing, you need to have accumulated at least 500 points to redeem it. HDFC Bank provides three different ways of redemption for these points. You can redeem your points at your convenience using any of the 3 methods mentioned below.

1. HDFC NetBanking

2. Through Post

3. Customer Service Centre

How to Redeem HDFC Credit Card Reward Points Online?

Below are the steps to be followed to know how to redeem HDFC CC reward points through Netbanking.

Step 1

Visit the HFDC bank website: https://www.hdfcbank.com. Login to NetBanking using your User ID / Customer ID and password. Once logged in, click on the “Cards” tab on top. If you haven’t already registered your card then you need to register your card. It is a one-time activity.

Step 2

Within the Credit Cards tab under the “Request” section, click on the “Register New Card” placed on the left-hand side navigation bar. Here you need your four-digit card PIN to complete the registration process.

Step 3

After you have registered your card, click on the “Redeem RewardPoints” link on the left navigation bar under the “Enquire” section.

Step 4

Next, select your card. Click on the “Continue” tab to proceed to the Online Redemption portal. (Here, you will be redirected to the redemption system. To proceed further, you have to disable the Pop-Blocker on your browser. Next, click on the “Continue” tab. You will be logged out of your HDFC Bank NetBanking session automatically).

Step 5

Click on the “Redeem RewardPoints” on the homepage. Here you will find four options as below.

a) Product Catalog

b) Insta Vouchers

c) Cash Redemption

d) E-Vouchers

Click on the option of your choice. Enter details and proceed. Here, I have selected the “Product Catalog” option.

Step 6

Select the point’s range and item category to view the catalog. Next, select items of your choice by adding them to your shopping cart.

Once all items of your choice are selected, click on the “View Shopping Cart” link to view items. Here, you can click on the “Edit” option if you want to modify the selected items.

Step 7

Next, read Terms & Conditions and click on the checkbox to confirm your acceptance of the same. Your contact details (Address, email ID, and contact number) will be displayed on the screen. Just call Customer Service if there is any discrepancy in the details.

Step 8

Now, click on the “Redeem” option to confirm the redemption. The system will show you the redemption order number. Note down it for future reference. This is how HDFC reward points redemption online using NetBanking.

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How to Redeem Reward Points on HDFC Credit Card through Post

Here is how you can claim your points through the post.

1. First of all, download the “HDFC Credit Card Reward Points Redeem Form” from the bank’s official website. Download the “Reward Redemption Form” by clicking here.

2. Fill out the form carefully with all the required details.

3. Now, post the duly filled form to the following address to get your rewards.

Rewards Helpdesk,

HDFC Bank Cards Division,

P.O Box number 8654,

Thiruvanmiyur, P.O,

Chennai – 600041

4. Alternatively, you can also drop the duly filled form at your nearest HDFC Bank creditcard dropbox. You can usually find these drop boxes at HDFC ATMs or bank branch offices. This is how HDFC credit card reward points redeem without net banking.

Please note that the gifts would be delivered to the mailing address of the cardholder available in the HDFC Bank records. Also note that you need to allow 10-15 days for delivery of items redeemed, subject to availability.

Redeem Credit Card Reward Points through Customer Service Centre

Here is how you can redeem your points through the Customer Service Centre.

1. Call the customer service center lines to redeem your points. You can find our Customer Service Centre numbers here.

2. The customer executive will help you through the process for rewards points redemption.

How to Redeem HDFC Credit Card Reward Points to CASH?

HDFC Bank also gives you the option of redeeming your points to the card statement credit. Here is how you can redeem your points to cash through Netbanking.

1. Visit the HFDC bank website: https://www.hdfcbank.com. Login to HDFC NetBanking using your User ID / Customer ID and password.

2. Once logged in, click on the “Cards” tab on top.

3. Now, go to the “Enquire” section on the left navigation. Here, click on the “Redeem Reward Point” link.

4. Next, choose your creditcard. Click on the “Continue” tab to proceed to the Online Redemption portal.

5. Now, you are on the Online Redemption Portal.

6. Here, click on the “Redeem Reward Point” on the homepage. Here you will find four options below.

7. Click on the “Cash Redemption” option.

8. Next, enter details and click on the “Proceed” tab.

9. That’s all. Once redemption is complete, the amount will be credited to your card statement.

10. This is how to redeem HDFC reward points into cash.

I have tested this method on one of my HDFC cards. Here is the screenshot of the cash redemption flow.

Frequently Asked Questions

1. How to redeem credit card points of HDFC?

You can redeem your card points using any one of the ways mentioned above as per your convenience.

2. How to redeem HDFC credit card reward points without HDFC account?

You can redeem your points through post or customer service centre.

3. How to redeem my HDFC credit card points

The easiest process to redeem your points is through a net banking facility. If you are not using net banking then you can redeem via post or customer service center.

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Final Thoughts

I hope now you know how to redeem HDFC credit card reward points in cash. Every time you shop using your card, some points are awarded. These points get accumulated into your account. Once you have accumulated 500 points in your account, you can redeem it.

Redeeming your points is very easy with HDFC Bank. You can redeem your points for products, gift vouchers, and discounts. Now you know the answer to the question: “how to redeem my HDFC reward points?”

Note: This post was originally published on February 17, 2020 and has been completely updated for accuracy and comprehensiveness.