How to withdraw PF online with UAN

Now you can withdraw PF online with UAN using EPFO’s facility of online EPF withdrawal. Withdrawing your PF has become easy since the time EPFO has made it mandatory to apply for PF withdrawal online. In this post, let’s take a look at how to withdraw PF online with UAN.

Employees Provident Fund (EPF)

EPF (Employees Provident Fund) is popularly known as PF. EPF is a retirement benefits scheme where the employees contribute a certain portion from their salary towards the scheme.

An equal amount of contribution also paid by their employer.

This fund is managed and overseen by the EPFO. In this post, let’s take a look at the online EPF withdrawal procedure.

UAN (Universal Account Number)

UAN is a 12 digit unique number allotted by EPFO to its members.

This UAN number remains the same even with the change of the job.

UAN number helps employees in managing their EPF accounts online with ease.  If you don’t know your Universal Account Number (UAN) then contact your employer.

To avail the benefits of the UAN, you have to activate your UAN. You can access you UAN by visiting the UAN member portal.

Also read: UAN Activation Process

When can EPF be withdrawn

You may choose to withdraw PF in the following cases

1. Full and final settlement of EPF after leaving the service under the following circumstances:

a) When you retire from the job.

b) When you remain unemployed for a period of 2 months or more.

2. Partial withdrawals or advances from your EPF account under certain circumstances.

EPF withdrawal | How to withdraw PF online with UAN?

The entire process of online PF withdrawal is very easy and less time-consuming. To withdraw PF online with UAN, no supporting documents required.

Your online application for PF withdrawal will be treated as your declaration even for partial withdrawal while you are in service. Even, you don’t need the signature of your employer.

However, there are certain conditions that you have to fulfill to withdraw PF online with UAN.

Conditions for online EPF withdrawal

To withdraw PF online with UAN, make sure you fulfill the following conditions:

1. Your UAN should be activated. The mobile number used for activating UAN should be active.

2. Aadhaar number should be linked with your EPF account. You should avail OTP based facility for verifying eKYC from UIDAI while submitting the claim.

3. PAN (Permanent Account Number) number should be updated in the EPFO database.

4. Your bank account details along with IFSC code should also be present in the EPF account.

Procedure to withdraw PF online with UAN?

The online PF withdrawal process is very easy and simple. If you fulfill the above-mentioned conditions then you can withdraw EPF online using UAN. Just follow the step by step instructions given below to withdraw PF online with UAN.

Step 1

Go to the UAN member portal. Log in using your UAN number and password and enter the captcha code. Here, you can reset your password in case you forgot it. You will receive an OTP on your registered mobile number for authentication purposes.

Step 2

Click on the “Manage > KYC” to check your KYC details. Here, you need to check your KYC details such as Aadhaar, PAN and bank details are linked and have been verified.

Step 3

In your KYC details are linked and verified then click on the tab “Online Services” and select “Claim (FORM-31, 19, 10C & 10D)” option from the drop-down menu.

Step 4

A new page will open and the screen will display your details, KYC details, and other service details. Here, enter the last four digits of your bank account and click on the “Verify” tab to verify your bank account. Next page, click on the “Yes” tab to sign the “Certificate of Undertaking” and then proceed.

Step 5

Next, click on the “Proceed For Online Claim” tab to submit your EPF claim form. Here, in the claim form, you need to select the option from Full EPF withdrawal, Partial EPF withdrawal or EPS (Pension) withdrawal under the tab “I Want To Apply For”. If you are not eligible for any of the services, due to the service criteria, then that option will not be shown to you while applying for online EPF withdrawal. Select the option and submit your PF claim application.

Step 6

On submission of the claim request, an OTP sent to your registered mobile number. Enter the received OTP to authenticate. On successful authentication, EPFO will process your payment.

Step 7

Once your online PF claim is processed then your bank account will be credited with the amount of the claim. However, in the meantime, you can track your EPF claim status by clicking on the “Track PF Claim Status” tab under the “Online Services” menu.

Note that seeded Aadhaar against activated UAN is mandatory for online claim submission.

PF Claim Status | How to check your EPF claim status online

Gone are the days when you had to wait to know your EPFO claim status. Now you can check your UAN claim status online after submitting the claim forms. The procedure of knowing EPF claim status online is very easy and simple.

Procedure to track EPF claim status online

You must follow the below-mentioned procedure if you want to check PF claim status online.

1. First of all, visit the UAN member portal to know UAN claim status online.

2. Log in using your UAN number and password and enter the captcha code.

3. Once you have logged in to the UAN portal, click on the “Online Services” and select “Track Claim Status” option from the drop-down menu.

4. On the next page, you can see the details of the “Online Claim Status” on the screen.

5. When you scroll down, you can also find the details of “Transfer Claim Status” on the screen.

6. That’s all. This way you can check EPFO claim status online. The procedure to track PF claim status online is very easy and simple.

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Some FAQs regarding Online EPF Claim Settlement

Question 1. What are the Claim Forms that can be filed from the UAN Answer: Member Portal directly by the employee?

Answer: The employee can apply for

• PF Final Settlement (Form-19),
• PF Partial Withdrawal (Form-31),
• Pension Withdrawal Benefit (Form-10C) and
• Application for monthly pension (Form-10D)

Question 2. What are the service requirements for the online withdrawal of PF using UAN?

Answer: You should fulfill the following service conditions:

• Date of Joining and Date of leaving should be available in the EPFO database.
• Presently, you should not be working under any establishment coverable under Public Provident Act.
• You should not submit the claim before the completion of two months after leaving your job.

Questions 3. What are the additional service requirements for online Pension Withdrawal Benefit (Form-10C)?

Answer: The total service should be between 6 months and 9.5 years in addition to the conditions mentioned under question 2 above for filing Pension Withdrawal Benefit Claim.

Question 4. What are the service requirements for the online filing of Public Fund Part Withdrawal Claim (Form-31) (popularly known as Advance cases)?

Answer: The Date of Joining of the member should be available in the EPFO database.

Some more FAQs

Question 5. Do I need to give any documentary proof for filing PF Part Withdrawal Claim (Form-31)?

Answer: No, there is no requirement to give any supporting document while filing an online EPF Part Withdrawal case. Your act of filing for the advance claim online taken as your self- declaration for having applied for the same.

Question 6. Can I divert the payment to some other Bank Account of my other than the one registered with EPFO for preferring online claims?

Answer: No. You can get the payment only into the bank account registered with EPFO database. If your registered bank account is closed or if you want to use some other bank account, you should not prefer the online EPF withdrawal. First of all, you need to get the bank account changed through your current employer.

Question 7. Is there a requirement to submit the claim PDF generated on the portal to the employer / EPFO office?

Answer: No. There is no such requirement.

Question 8. How can I authenticate online PF claim submission?

Answer:  You can authenticate your EPF claim submission using OTP sent to your mobile number registered with UIDAI giving consent to UIDAI to share your e-KYC (Aadhaar) credentials to EPFO.

Final Thoughts

I hope this post would have helped you understand how to withdraw PF online with UAN. This online EPF withdrawal procedure is very easy and simple, and no supporting document required. I hope now you can withdraw your PF by filling the online EPF withdrawal form easily.

Note: This post was originally published on June 25, 2018 and has been completely updated for accuracy and comprehensiveness.

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