Citibank India is a foreign bank working in India. Its headquarters is located in Mumbai, Maharashtra. Citi India belongs to Citigroup, which is a multinational financial services corporation and its headquarters is located in New York City, United States. It offers a wide range of banking services, credit cards, wealth management, and investment services. In this post, I will discuss all the important information about the Citibank IndianOil Credit Card.
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Citibank IndianOil Credit Card
IndianOil Citi Credit Card is one of the best fuel credit cards in India. This card gives you Turbo Points as a reward for spendings. You can redeem these turbo points at any authorized IndianOil Fuel Station across India. It also comes with extra rewards on grocery shopping and supermarket spends. You can get up to 71 liters of fuel free through the redemption of turbo points every year.
Indian Oil Citi Bank credit card annual fee of Rs.1,000 + taxes will be charged at the end of the membership year. If you spend Rs.30,000 through this card within a year, then you don’t have to pay any charges.
Here is you will find the information about features, benefits, and eligibility criteria in this Indian Oil Citi Bank Credit Card review.
Features of IndianOil Citi Credit Card
The Citi IndianOil card features are as follows:
1. Simply tap and pay through IndianOil Citi Credit Card. Using this card you can pay contactless on the terminal accepting contactless cards (for transactions up to Rs.2,000).
2. You will get Indian Oil Citi Bank credit card reward points on fuel spends. 4 turbo points for every Rs.150 spent and 1% fuel surcharge reversal on fuel purchase at any authorized IndianOil retail outlet across India.
3. Also, earn rewards on daily spends. Get 2 turbo points for spent (Rs.150) on groceries and supermarkets. 1 turbo point for every Rs.150 spent elsewhere like on shopping, dining, and more.
4. Easy and secure payment of bills online. You can easily convert money spend above Rs.2,500 into EMI’s.
5. You can avail of easy instant loans against your card.
6. Citibank credit card provides you easy payment options for settlement of outstanding balances by converting the amount into easy EMI’s and can repay the sum at a very lower rate of interest.
7. You will get a flexible reward redemption program in which you can easily redeem your reward points on fuel, as a gift voucher, or against your purchases at more than 700 merchant outlets across India.
8. You can settle your other bank’s credit card bills by transferring them to Citibank. And pay half the rate of interest might be paying to other banks.
9. Even you can also opt for an EMI repayment plan, and enjoy a 12% per annum rate of interest with a Citibank credit card.
10. Enjoy Citi services on the go with online, SMS, Mobile, and CitiBank app.
11. You can easily track your account activities through SMS and emails.
12. Avail 24-hour assistance on CitiPhone.
IndianOil Citibank Credit Card Benefits
The Citi IndianOil card benefits are as follows:
1. Get 250 turbo points free on the activation of the card.
2. Earn free turbo points and get fuel for free in exchange as 1 turbo point = Rs.1 fuel.
3. Get 250 turbo points on spending any amount within 30 days of its issuance.
4. If you spend Rs.30,000 through this card within a year, then you don’t have to pay any charges.
5. Enjoy up to 15% cashback on duty-free shopping through Citibank credit card.
6. 10% savings on travel via MakeMyTrip.
7. Save up to 20% on your dining bills at more than 2000 restaurants across India.
8. There is no expiry date for turbo points (Citibank IndianOil credit card points) you can keep them as long as you want.
The above are IndianOil Citi credit card benefits. Application link to apply for this card.
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| Highlights of this card |
| Get up to 71 litres of free fuel in first year |
| Fee waiver of Rs.1000 on annual spends of Rs.30000 |
| Get turbo points worth Rs.250 on card activation |
| Annual fee is Rs.1000 + taxes |
| Your reward points never expires |
| Simply tap and pay using this contactless card |
Click here to Apply for IndianOil Citi Credit Card
Indian Oil Citi Bank Credit Card Charges
Some of its important charges are listed below:
Joining Fee: The joining fees for this card are communicated at the time of sourcing.
Annual Fee: The annual fee for Citibank IndianOil credit card annual fee is Rs.1,000 + applicable taxes.
Cash Advance Fees: 2.5% on the billed amount withdrawn, subject to a minimum of Rs.500.
Charges for Late Payment:
- No charges for statement balance up to Rs.2,000.
- Rs.600 will be charged for statement balance above Rs.2,000 and up to Rs.7500.
- Rs.950 will be charged for statement balance above Rs.7,500 and up to Rs.13,000.
- Rs.1,300 for statement balance more than Rs.15,000.
Over Credit Limit Charge: 2.5% of the transaction amount subject to Rs.500 minimum.
Charge for Return Payment: Rs.500 for every returned payment.
Fuel Transaction Charge: 1% + GST fuel transaction charge levied by the merchant’s bank. This is reversed at authorized IndianOil outlets for transactions of Rs.10 or more.
Reissue of Damaged, Stolen, or Lost Card: Nil
Check the details for this card by clicking here.
Eligibility Criteria
Following are the eligibility criteria for this card.
1. Applicant should be an Indian resident and above the age of 18 years.
2. The card will be offered to you if your profile matches the eligibility conditions set by the bank.
Documents Required
For Salaried:
1. Proof of Identity
2. Proof of Address
3. Latest two salary slips
For Self Employed:
1. Proof of Identity
2. Proof of Address
3. Latest year ITR with audited financials and computation of income
Valid Id and Address proof documents (Indian Passport, Driving License, Aadhaar Card, Voter’s ID Card, Job Card issued by NREGA duly signed by an officer of the State Government).
How to apply for IndianOil Citi Credit Card?
There is some simple step you have to follow as listed below:
1. Visit Citi Bank’s official website. Click here.
2. Enter your details such as name, mobile number, and email Id.
3. Next enter your professional details.
4. Once all the details are filled in, click on the “Submit” button.
After application submission, a representative from Citibank will contact you in 2 to 3 working days, to collect the documents. Upon approval of your application, your card along with the welcome kit will be dispatched to your address.
Click here to Apply for Citibank IndianOil Credit Card
Citibank Indian Oil Credit Card Reward Points Redemption
1. Here I will tell you “How to redeem Citi Reward Points at Indian Oil outlets?” You can redeem your rewards points against transactions done at authorized IndianOil outlets using the following steps:
- Pay with your Citibank IndianOil credit card on any Bank’s EDC machine, for the value of reward points to be redeemed.
- You will receive a redemption link through SMS (valid for 24 hours).
- Confirm the number of reward points to redeem and click on the “Redeem Now” to pay.
- This is “how to redeem Citi turbo points?”
2. You can also redeem your reward points with – Miles transfer, Rewards catalogue, or Cashback. Please note that the SMS-based point redemption is available for only these partner merchants: MakeMyTrip, Vodafone, Westside, GoIbibo, Indigo, BookMyShow, Yatra, Shoppers Stop.
This is “how to redeem Citi IndianOil Credit card points?”
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Citibank Indian Oil Credit Card Outlets
Click here to know the Indian Oil Citi Bank credit card outlets near you.
Citibank IndianOil Credit Card Payment
There are various ways to make your Citibank Credit Card payment. You can make payment through Citibank Online, Citi Mobile, or NEFT. You can also pay from your other bank accounts.
Citibank Indian Oil Credit Card Review
Citibank IndianOil Credit Card is the perfect card if you are looking to earn rewards points and save on fuel expenses. With this card, you also earn on all daily spends and not just fuel payments. Therefore, this card is an ideal card for someone who travels a lot via road.
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