With the increase in demand for fuel, the prices of fuel are rising which turns out a burden on individuals. Many banks provide fuel credit cards to their users which help them save some money on their fuel purchases. It is advisable to check the features and benefits before applying for the best fuel card India. So, let’s take a look at the top 5 best credit cards in India for fuel.
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Fuel Credit Cards
As the name suggests, these cards are specially designed to give maximum benefits on fuel purchases. These credit cards provide many benefits to their users like cashback, offers, surcharge waiver, and reward points on the purchase of fuel.
There are plenty of questions asked and search by the individuals on the Internet related to fuel cards. Such as which is the best credit card for fuel in India? Which is best fuel credit card? And which credit card is best in India for fuel. Therefore, here is the list of best credit cards for fuel purchase in India.
Top 5 Best Credit Cards in India for Fuel
1. IndianOil HDFC Bank Credit Card
2. ICICI HPCL Coral Credit Card
3. BPCL SBI Credit Card
4. Citibank IndianOil Credit Card
5. Standard Chartered Super Value Titanium Card
Standard Chartered Super Value Titanium Credit Card
The SC Titanium card is one of the best fuel credit cards in India. SC Super Value Titanium card gives various rewards & cashback offers to its users. Enjoy 5% cashback purchase of fuel, phone bills, and utility bills payment and 1% on any other purchases done with SC super value Titanium card.
Features of SC Super Value Titanium Card
1. Easy tap and pay for up to Rs.2,000.
2. Free supplementary card with a shares credit limit.
3. Easy EMI options for big purchases.
4. Get a loan of up to Rs.5,00,000.
5. Transfer your outstanding balance with other banks up to Rs.5,00,000.
6. Digital payment options like BharatQR, BBPS(Bharat bill payment solution), and many more.
Benefits of SC Titanium Card
1. 5% cashback on fuel purchases.
2. 5% cashback on mobile phone bill payments.
3. 5% cashback on all other utility bill payments.
4. 1 reward point for every Rs.150 spends for other expenses with this card.
5. Get access to more than 1000 lounges around the globe.
Fees and Charges
| Fees and Charges | Amount |
| Joining Fees | Rs.750/- |
| Annual Fee | Rs.750/- |
Quick link to apply for SC Super Value Titanium Card
Click here to read more about this card.
ICICI HPCL Coral Credit Card
ICICI Bank HPCL Coral card is specially designed to help its users to keep fuel costs under control with cashback and savings on fuel purchases. The ICICI bank has launched this card in collaboration with Hindustan Petrol Corporation Ltd. This card comes with a very nominal joining and annual fees of Rs.199+ tax. You can easily redeem your PAYBACK points against fuel purchases at any authorized HPCL fuel Outlet.
Features of ICICI HPCL Coral Credit Card
1. Instant redemption of PAYBACK at HPCL petrol pumps.
2. 24×7 mobile banking and internet banking services.
3. Embedded microchip for extra security against frauds and counterfeiting.
4. Exclusive offers on dining.
Benefits of ICICI HPCL Coral Card
1. 5% cashback on fuel purchases at HPCL pumps. Up to Rs.100 cashback month on month.
2. 1% fuel surcharge waiver on fuel purchases at HPCL pumps.
3. Get 2 PAYBACK points on every Rs.100 spent on retail purchases except fuel.
4. 1 PAYBACK point = Rs.0.25
Fees and Charges
| Fees and Charges | Amount |
| Joining fees | Rs.199+ tax |
| Annual fees | Rs.199+ tax (waived off on spending more than Rs.50,000 in a year) |
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BPCL SBI Credit Card
BPCL SBI Card is one of the best petrol cards in India. This card maximizes savings on your fuel purchases. This is launched by SBI in collaboration with Bharat Petroleum Corporation Ltd. This card gives 4.25% value-back on fuel purchases done at any authorized BPCL fuel pump.
Features of BPCL SBI Card
1. Contactless payment with visa PayWave.
2. Easy conversion of transactions above Rs.2500 into EMI.
3. Easy transfer of outstanding balances of other credit cards to BPCL SBI credit card.
4. Payment of telephone, mobile, electricity, and other utility bills using the easy bill payment facility.
5. Supplementary card facility.
Benefits of BPCL SBI Card
1. Welcome gift of 2,000 bonus reward points.
2. 25% Value back – 13X reward points on fuel purchases done at BPCL petrol pump.
3. 5X reward points for every Rs.150 spend on the purchase of groceries, departmental stores, dining bills, and movie tickets.
4. 1 reward point for every Rs.150 on non-fuel spends with this card.
Fees and Charges
| Fees and charges | Amount |
| Joining fees | Rs.499/- |
| Annual fees | Rs.499 (waived off if the annual spend of last year is more than Rs.50,000) |
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Citibank IndianOil Credit Card
IndianOil Citi Card is one of the best petrol credit card in India. You will get Turbo points for spending with this card. With these turbo points, you can get free fuel of up to 71 liters in a year. You can redeem these turbo points on any of the authorized IndianOil petrol pumps.
Features of IndianOil Citi Credit Card
1. Easy tap & pay option with a limit of Rs.2,000.
2. 4 turbo points for every Rs.150 spend of fuel purchase.
3. 2 turbo points for every Rs.150 spend on the purchase of groceries and supermarket.
4. Easy EMI option.
5. 24-hour assistance with online, SMS, Mobile, and CitiBank app.
6. Loan against your card.
Benefits of IndianOil Citibank Card
1. Get a welcome benefit of 250 turbo points.
2. 4 turbo points for every Rs.150 spend of fuel purchase.
3. 2 turbo points for every Rs.150 spend on the purchase of groceries and supermarket.
4. 1 turbo point value is Rs.1.
5. No expiry for turbo points.
6. 10% off on travel with MakeMyTrip and 20% off on dining bills.
7. 15% cashback on duty-free shopping.
Fees and Charges
| Particulars | Amount |
| Annual fees | Rs.1,000+ tax ( waved off on spending Rs.30,000 within a year) |
| Joining fees | Will be communicated at the time of sourcing |
Click here to read more about this card.
IndianOil HDFC Bank Credit Card
HDFC Bank offers a variety of credit cards. IndianOil HDFC Bank Card is one of the best credit cards in India for fuel and shopping. It is specially designed for fuel purchases. With this card, you can get up to 50 liters of free fuel annually. You can get your first year annual fees waived off on spending Rs.20,000 within 90 days of card issuance.
Features of IndianOil HDFC Bank Card
1. Contactless payment of up to Rs.5,000.
2. Convert big purchases into small EMIs.
3. Zero liability on the loss of card (if reported within 24 hrs.).
4. Spend Rs.20,000 within 90 days of card issuance and get annual fees waived off.
5. Up to 50 days of the interest-free credit period.
Benefits of IndianOil HDFC Bank Card
1. 5% of your spends as fuel points at Indian Oil fuel stations
2. 5% of your spends as fuel points on groceries and bill payments.
3. 1% fuel surcharge waiver at authorized Indian Oil fuel station.
4. 1 fuel point = Rs. 0.96 (against fuel)
5. 1 fuel point = Rs. 0.20 (against all other products).
6. Fuel points are valid for 2 years.
Fees and Charges
| Particulars | Amount |
| Joining fees | Rs.500+ tax |
| Annual fees | Rs.500+ tax (waived off on spending above Rs.50000 within a year). |
Final Thoughts
After thorough research, we have assimilated the list of the best fuel credit cards in India. I hope now you can best credit cards in India for fuel without any hurdle. Hope the information provided in this blog post will help you in choosing the best fuel card India for yourself.
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