Standard Chartered Bank is the largest foreign bank in India. The bank has 100 branches spread over 43 cities. Standard Chartered Bank is offering Standard Chartered Super Value Titanium Credit Card. This is a credit card that offers one of the best rewards programs in India. This card has been designed to deliver exciting cashback and various offers to its users.
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Standard Chartered Super Value Titanium Credit Card Details
SC Super Value Titanium credit card is one of the best fuel credit cards available. The Standard Chartered Super Value Titanium credit card offers a variety of rewards and cashback to its users. Making payment of bills and purchase of fuel through this card gives you maximum benefits.
With this card, you get 5% cashback on fuel, phone, and utility bills. You also get 1 reward point on all other expenses. If you use your card to pay your bills then this card is one of the most rewarding. To apply, click here.
In this Standard Chartered Super Value Titanium credit card review you will get detailed information about its features, benefits, eligibility, etc.
Standard Chartered Super Value Titanium Credit Card Features
Standard Chartered Super Value Titanium card features are mentioned below:
1. Supplementary Card
Get a free supplementary credit card for a lifetime. Share same offers and benefits on supplementary card. No income documents are required for supplementary card. Get reward points on transactions made with supplementary card. Shared credit limit with your primary card.
2. Contactless Card
Enjoy easy tap and pay for quick checkouts, secure payments, and freedom from cash. It comes with a transaction limit of Rs.2,000.
3. Digital Payment Options
It works on various instant payment options like BharatQR, Bharat bill payment solution (BBPS), and Samsung Pay.
4. Online Banking and Standard Chartered Mobile
Easily check your account details, balance, and statements. Also, make online payments through online banking and SC mobile. Three easy to register online:
Self-Registration: You can register yourself for online banking. Just fill in your credi/debit card details. And validate it through the OPT sent to your mobile phone.
Online Registration: You need to mail a properly filled registration form for online banking. You will get your unique Id and password through mail within the next 3 working days.
Contact: The registration form for banking is available at all the branches of Standard Chartered Bank. Even you can make a call at the bank and get your registration form delivered to your doorstep.
5. Easy EMI Option
Easy conversion of big purchases into small EMIs. Just convert the purchases above Rs.5,000 in easy EMIs. You can convert your spends into EMIs via SMS, Phone banking, Online banking, and SC mobile.
6. Loan on Card
You can get a loan of up to Rs.5 lakh without any documentation. Get flexible payment tenure from 12-60 months. At an interest rate of 0.99% per month for the first 6 months. However, after 6 months your normal card interest rate is applicable. You just need to pay 5% of the total outstanding balance every month. Get draft delivered to your doorstep in just 7 days.
7. Balances Transfer
Easy transfer of outstanding balance on any other bank card up to Rs.5 lakh. Get attractive interest rates and flexible payment from 6 to 48 months. Processing fees of 1% and no pre-closure charges will be applied.
8. Outstanding Balances on EMIs
Easily convert your outstanding balance up to Rs.5 lakh into EMIs. At an interest of just 1.49% per month. Flexible payment option from 6 to 60 months with zero processing fee. Therefore, you can pay your card bill in small and comfortable installments.
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Standard Chartered Super Value Titanium Credit Card Benefits
Some benefits of Standard Chartered Super Value Titanium credit card are mentioned below:
1. Fuel Benefits
Enjoy 5% cashback on fuel up to Rs.200 per month on any fuel station across the country. The maximum cashback of Rs.100 per transaction is allowed. To be eligible for cashback, the transactions must be of Rs.2,000 or below.
2. Phone Bills
Earn 5% cashback on phone bills. To be eligible, the transactions must be of Rs.750 or above. The maximum cashback of Rs.200 per month is allowed.
3. Other Utility Bills
Also, enjoy 5% cashback on other utility bills. To be eligible, the minimum transaction amount must be Rs.750. The maximum cashback of Rs.100 per month.
4. Rewards on Other Spends
You also earn 1 reward point for every Rs.150 spent on all other expenses.
5. Premium Banking Customers
Standard Chartered Super Value Titanium credit card airport lounge access to 1000+ airport lounges across the globe with one free usage every month.
Click here to Apply for SC Super Value Titanium Credit Card
Standard Chartered Titanium Credit Card Charges & Fees
Please take a look at Standard Chartered Super Value Titanium credit card charges in the below table:
| Fees and Charges | Amount |
| Joining Fees | Rs.750 |
| Standard Chartered Super Value Titanium Credit Card Annual Fee | Rs.750 |
| Interest rates | 3.49% per month (41.88 annually) |
| Late Fee Charge | Rs.100 will be charged for not paying the Due Amount for 2 or more consecutive months |
| Late Payment Charges (applied from 1-May-2021) | No charge for outstanding balance less than or equal to Rs.100. |
| Rs.100 will be charged for outstanding balance between Rs.101 and Rs.500. | |
| Rs.500 will be charged for outstanding balance between Rs.501 and Rs.5,000. | |
| Rs.700 will be charged for outstanding balance between Rs.5,001 and Rs.10,000. | |
| Rs.800 will be charged for outstanding balances between Rs.10,000 and Rs.25,000. | |
| Rs.1200 will be charged if the outstanding balance is greater than Rs.25,000. | |
| Over Credit Limit Charges | Rs.500 or 2.5% of the amount over the credit limit. (Mini Rs.500) |
| Rewards Handling and Courier Charges | Rs.99 will be charged as handling and courier fees for the redemption of reward points. |
Cash Advance Fees |
3.0% of the total cash withdrawal from ATM subject to a minimum of Rs.300. |
| Surcharges (Railway tickets and Fuel) | Rs.25 or 2.5% of the total amount spent on Railway transactions. (Whichever is higher) |
| Rs.10 or 1.0% of the total amount spent on Fuel transactions. (Whichever is higher) | |
| GST (goods and service tax) | GST will be charged at the applicable rates. (with effect from 1 July 2017) |
| Cheque and Cash Pick-up Fees | Rs.100 will be charged for the collection of payment by an authorized representative. ( for overdue card accounts) |
| Cash Repayment Charges | Rs.299 will be charged on your card bills payment done by depositing cash at any Standard Chartered bank. ( with effect from 1 January 2019) |
| Cheque Bounce Fees | Rs.500 will be charged for cheque bounce. (With effect from 1st July 2019) |
| Paper Statement charge | Rs.99 per month for a paper statement. |
Service Handling Charges
| Applicable charges get effective from 1st January 2019 | Charges |
| Branch Service Handling Charges | Nil |
| Service Requests at the Branch | Rs.199 |
| Phone Banking Service Handling Charges | Nil |
| Self Service IVR calls | Nil |
| Non-IVR calls attended by Phone Banking Officers | Rs.49 |
Eligibility
1. The age of the applicant should be between 21 and 65 years.
2. The applicant must be from the credit cards sourcing cities/locations of the bank.
3. Applicant should have a stable income (monthly).
Documents required
Documents required for the salaried applicant:
1. Id proof
2. Address proof
3. Salary slip of last month
Documents required for a self-employed businessman:
1. Id proof
2. Address proof
3. Latest ITR ( Income Tax Returns) with computation of income / certified financials
4. Last business continuity proof.
Documents required for self-employed professionals:
1. Id proof
2. Address proof
3. Latest year ITR (Income tax Return)
4. Business continuity proof
You can also apply on the basis:
1. Other bank credit card
2. Life insurance policy
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How do apply for this credit card?
1. Visit the official website of the Standard Chartered credit cards. Click here.
2. Apply for the SC Super Value Titanium card.
3. Fill in all the required details in the online form and submit it.
4. After the submission, you will be contacted by the bank for documents and verification.
5. Once all the documentation and verification process is done, it will take 7-15 days to get you your card.
Click here to Apply for Standard Chartered Super Value Titanium Card
Frequently Asked Questions
1. What will be my Credit limit with this card?
Your Standard Chartered Super Value Titanium credit card limit depends on various factors. The main factors are your monthly income and credit history. The credit limit will be communicated to you at the time of application submission. Even it can be changed later depending on your repayment and spends.
2. How much time does it take to apply for a credit card?
Apply online and get the instant in-principle decision within few minutes. Once you have submitted your online form the bank’s representative will contact you for the documents. After that it will take 7-15 days to get you your credit card, sometime it may take more days in some cases.
3. What is the annual fee for this card?
Standard Chartered Titanium credit card annual fee is rs.750.
4. How much grace period will I enjoy on this card?
It always depends on the payment due date of the card, normally the grace period varies from 18-55 days.
Click here for an online application of Standard Chartered Super Value Titanium Card
Final Thoughts
This credit card is ideal for those who make payments of bills and purchase fuel through cards. This card also has many other benefits as already mentioned in this SC Super Value Titanium credit card review. Standard Chartered Super Value Titanium credit card also gives you safe and secure payment options. Therefore, we can say that this card is perfect for fuel and bill payments.
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