YONO SBI App is a digital app launched by the State Bank of India (SBI) for all Indian citizens. The full form of YONO is “You Only Need One”.
SBI YONO App is a unified integrated digital banking and lifestyle app. This app puts India’s largest range of products and services at your fingertips.
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YONO SBI App – Mobile Banking and Lifestyle
SBI YONO is your one-stop solution for all your banking, insurance, investments, and daily shopping needs. YONO SBI App can help you in many ways.
YONO will fulfill your digital banking, other financial products need as well as your daily lifestyle, shopping, entertainment and travel needs.
SBI YONO lets you bank, invest, pay bills, recharge, book movie tickets, shop, travel, and avail IRCTC ticket booking.
With SBI YONO, convenience has a new name.
What does YONO SBI App offer?
With SBI YONO App, You Only Need One app for all your banking, investment and shopping needs. This app puts India’s largest range of products and services at your fingertips.
YONO App will fulfill your digital banking, other financial products need as well as your daily lifestyle-based services need through its marketplace.
SBI YONO offers a number of things including applying for loans or shopping online.
SBI YONO App lets you bank digitally, invest, shopping, book movie tickets, vacations, flights, and IRCTC train tickets.
Key Features of YONO SBI App
Following are the key features of SBI YONO App
1. Shopping marketplace – YONO is the largest shopping marketplace. With this app, you can buy your groceries, the latest electronics, book your flight or train tickets or your next vacation. You can get exclusive discounts and offers across merchants who offer shopping, food delivery, flight and bus ticket bookings, vacation bookings, train ticket bookings through IRCTC, and much more.
2. Banking simplified – SBI YONO has easy to understand interface. Through this app, you can easily check your account balance, create a fixed deposit, add beneficiary, etc.
3. Quick pay – You can immediately transfer up to Rs. 10,000/- to a newly added beneficiary.
4. One view – You can link and view your relationships with all State Bank entities in this App. State Bank entities such as life insurance, credit cards, SIP, mutual funds, investments, general insurance, etc.
5. Smart spending – You can get an overview of your expenditure with YONO’s intelligent spend analysis that auto-tags and categorizes all your transactions.
6. Your friend in need – Get a pre-approved personal loan up to Rs. 5 lakh on the go within 2 minutes, with no documentation.
7. Liquidity on the go – You can avail overdraft against fixed deposit on the go with this one-click facility.
8. Live your dreams – Fulfil your dreams through regular savings using goal-based deposit products.
9. Experience convenience – You can request cheque books, ATM cards or debit cards through this app. You can also use the emergency services to block ATM cards/Debit cards, change ATM PIN, or stop cheques.
To know more, click here.
How to download SBI YONO?
SBI YONO App is available for Android and iOS phone users. You can download the YONO app from Google Play Store for Android phones and from Apple App Store for iOS phones. Install this app on your smartphone.
To download YONO for Android, click here
To download YONO for iOS, click here
You can also access YONO online portal. To access click here
How to use YONO SBI App?
After you successfully download and install this app on your smartphone. Log on to YONO App or sbiyono.sbi with your SBI Internet Banking ID and password.
1. Banking at your fingertips
2. Gateway to your digital universe
3. Experience a new lifestyle
4. Easy train booking with IRCTC
Existing Customer
If you are an existing SBI customer, you can use your SBI internet banking ID to directly register and log in on YONO. If you do not have SBI internet banking ID, you can create an ID using your ATM card number and ATM PIN. You can also register with your SBI Account details.
Here, you can also set up a 6-digit MPIN. This MPIN can be used for login in the future. After login on this app, you can enjoy all shopping deals from the marketplace and other financial products on this app.
If you don’t have both your SBI internet banking ID and an ATM card then you need to visit your SBI branch for further process.
New Customer
If you are not an existing customer of SBI bank, you need to open a Saving Bank account with officially valid documents to access YONO.
Once your account is open you can also enjoy all shopping deals from the marketplace and other financial products on YONO SBI App.
Also Read: List of Banks in India
Also Read: How to invest in Direct Mutual Funds in India?
Note: This post was originally published in June 3, 2018 and has been completely updated for accuracy and comprehensiveness.
YONO SBI App: Mobile Banking and Lifestyle
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