ICICI Bank Ltd. is an Indian multinational banking and financial services company. The ICICI Bank is engaged in providing a whole range of banking and financial services to its corporate and retails customers. ICICI bank offers a wide range of credit card options for you to get a card of your choice. In this post, I will discuss all the important information about ICICI Bank Platinum Chip Credit Card.
Table of Contents
ICICI Bank Platinum Chip Credit Card
ICICI Bank Platinum Credit Card is a simple and basic card offered by ICICI bank. It is an easy to manage card with loads of exciting features & benefits. ICICI credit card platinum comes with an embedded microchip that protects you against the risk of fraud and misuse.
An attractive feature of this card is that you can earn 2 PAYBACK points on every Rs.100 spent on all retail purchases except fuel. You can easily redeem your PAYBACK points for gifts or vouchers. You will get 1 PAYBACK point on every Rs.100 spent on utilities and insurance categories.
Features & Benefits of ICICI Bank Platinum Chip Credit Card
No joining fee, no annual fee. ICICI Platinum Credit Card Benefits. ICICI Platinum Chip Credit Card comes with various exciting features and benefits that make it attractive for users. Here are some of the main features and benefits of ICICI Bank Platinum Chip Credit Card.
1. You can get ICICI Credit Card Platinum lifetime free if you apply online.
2. No annual fee if the total spends on your card is Rs. 50,000 or more in the previous year.
3. It comes with an embedded microchip for additional security against misuse, counterfeiting, and duplication of the card.
4. It comes with built-in contactless technology for quick and secure payments at retail outlets.
5. The card entitles you to earn 2 PAYBACK points for every Rs.100 spent on all retail purchases except fuel.
6. You can redeem your PAYBACK points for exciting gifts and vouchers.
7. Fuel surcharge waiver of 1% can be availed on fuel transactions of maximum RS. 4,000 at HPCL pumps.
8. You can save a minimum of 15% on dining bills at over 800 leading restaurants across the country.
9. Get exclusive offers and privileges from Visa / MasterCard.
10. There is a special offer for employees to select corporates.
11. You can avail of this card if you are more than 23 years old.
12. Zero fees for the supplementary credit card.
Quick link to check ICICI Bank Credit Card Eligibility
Fees and Charges
Joining Fee: Rs. 199 + GST as applicable. No joining fee on online applications.
Annual Fee: Rs. 99 + GST as applicable from the second year onwards. The annual fee for the subsequent year shall be reversed if the total spends on your card are Rs. 50,000 or more in an anniversary year.
Fee for Supplementary Card: There is no fee for the supplementary card.
Overdue Interest on Extended Credit: 3.40% per month (40.80% annualized).
Interest on Cash Advances: 3.40% per month (40.80% annualized).
Card Replacement Fee: Rs.100
Cheque / Cash Pick up Fee: Rs.100 per pick-up
Click here for more information on fees and charges.
Special Offer for Select Corporate: No joining fee for the first year if purchases exceed Rs.2,000 within 60 days of the card set up. Click here to know the list of eligible corporates.
Eligibility for ICICI Platinum Chip Credit Card
You must be more than 23 years old and an Indian resident to be eligible for it.
Click here to apply for ICICI Bank Platinum Chip credit Card online
Documents required to apply for ICICI Credit Card Platinum
You need to submit the following documents to apply for ICICI Platinum Chip Credit Card.
1. An identity proof
2. An address proof
3. Passport sized-photographs
4. Income proof (like salary slips, income tax return, etc.)
Quick link to check ICICI Bank Credit Card Eligibility
Final Thoughts on ICICI Platinum Chip Credit Card
The ICICI Bank Platinum Chip Credit Card is an easy to manage card with exciting benefits. The card offers you great value as a no-frills. You can get it lifetime free if you apply online. It entitles you to earn PAYBACK points on your transactions.
Check your eligibility for ICICI Bank Credit Card by clicking here
Note: This post was originally published on November 14, 2018 and has been completely updated for accuracy and comprehensiveness.
Related post: SimplyCLICK SBI Credit Card | Features & Benefits
Related post: Standard Chartered Platinum Rewards Credit Card
I am really happy to say it’s an interesting post to read . I learn new information from your article , you are doing a great job . Keep it up also check my blogre
Nice information I m searching this type full Article thanx