Even in the current digital world, paper cheques are still used by a mass number of people for banking purposes. Though the popularity and the frequency of using cheques as a primary method for banking purposes have declined considerably. But still, the paper cheque is inexpensive and one of the easiest tools for the transfer of money, or money withdrawal. Therefore, in this post, let’s take a look at how to fill cheque.
For the young ones of the current generation, it would be a quite new and unfamiliar activity to use cheques for banking purposes due to the frequent use of online banking and money transfer.
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Fill Out a Cheque
In this guide, we will be guiding you in filling different types of cheques and their different aspects. Cheques are a cashless mode of banking that is quite safe and easy to use and is currently used by the old citizens who are not familiar with online banking.
The very first thing that you need to understand is that writing a cheque is quite easy, even easier than using e-banking if learned once. For your convenience, we have prepared a full step-by-step guide following which you can simply fill out different types of cheques in a quite short time.
How to fill cheque?
There are some spaces and blanks that you have to fill in to write a cheque successfully. Different banks have different spaces but the requirements are quite similar. First, we will mention some important items that you should have while writing a cheque. They are a writing pen and a cheque book issued by the bank to your name. This is how to fill cheque book.
In this guide, you’ll get to learn how to fill SBI cheque easily and correctly.
How to fill SBI Cheque?
The biggest reason why we have covered SBI cheque filling is that the State Bank of India is one of the major banks in the country. And if you learn how to fill SBI cheque, it will be much easier for you to fill another bank’s cheque.
Filling an SBI cheque
Follow the below-mentioned details and you’ll be able to learn how to fill up cheque, no matter what bank it is off.
1. Write a correct date
The date is mentioned near the right-top corner of the cheque leaf. We recommend you using that day’s date but in some specific circumstances, you can use future dates.
2. Payee name
It is a very crucial space that needs to be filled precisely. You will be required to write the name of the person or organization that will be getting the money in the “Pay” section.
3. Make sure to fill the amount in numeric form in the box
In the small box present on the right-hand side, write the amount you want to withdraw in numeric form. We suggest you start writing from the left end to avoid fraud.
4. Also write the amount in words
After writing the amount in numeric form, make sure you rewrite it in words to prevent fraud and scams. Please note that the amount written in words is the final and official amount that will be withdrawn. You must write all the words in capital letters because they are more secure.
5. Signature on the cheque
Your signature plays the most crucial role in the successful withdrawal of the money as it is proof of your consent in the withdrawal. You must sign the cheque carefully in the given blank space.
How to fill cheque deposit slip?
Follow the simple instructions mentioned below to know how to fill a cheque slip.
1. Fill in the personal details asked: Here personal details mean your name and your account number. In pre-printed deposit slips, you are already provided with all these fields filled by the bank.
2. Mention the current date and the name of the branch (if required).
3. Write the number and the amount of each cheque individually. You can simply head to the subtotal.
4. Calculate the total deposits for a subtotal to know the final amount of cheques you have to deposit.
What is a Self Cheque?
A self cheque is a document paper using which the account holder can withdraw cash from the bank. Please note that the self cheque can only be withdrawn from the account holder’s or the drawer’s bank. You must use a self cheque carefully because if it is lost, anyone can easily get it encashed by visiting the account holder’s bank.
How to write a Self Cheque?
It is quite simple to write a self-cheque and withdraw cash from your account very easily. We have mentioned the key steps that are required to fill a self-cheque (self-withdrawal cheque) properly below. Here, we are taking an SBI cheque as it matches most of the banks’ cheques in the country. This is how to write self cheque.
1. Current Date
You must mention the date when the withdrawal will be processed. The date must be mentioned in DD/MM/YYYY/ format. For example 03/06/2021(June 3, 2021).
2. Name of the Payee
In the section, you need to mention the name of the person who’ll be going to the bank for the withdrawal. In case you will withdraw the money, you need to write “SELF” in the Payee section.
3. Write Amount in Numbers and Words
You must write the total amount in both numeric forms and in words to avoid fraud. While writing the amount, make sure that you start writing from the left end to avoid altering it.
4. Make a Legible Signature
We recommend using a permanent and unique signature that will be hard to alter.
5. The bank requires your additional signature at the back of the cheque for security verifications.
6. This is how to fill self cheque for cash withdrawal from the bank.
Final Thoughts
I hope now you know how to fill cheque. Writing a cheque is not a big task but it only requires attention and focus. There are some simple yet important blanks or boxes that need to be filled accurately. However, cheques are not being used so commonly as a feature of banking because of the introduction of online banking and UPI.
Also Read: What is Demand Draft? How to Make DD in Bank?
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