HDFC Bank is one of the leading banks in India. You have opened a savings, current, FD, RD account with HDFC in the past. If you are finding online and offline ways to close your HDFC account, here is a quick guide on “How to close bank account HDFC online and offline?”
Table of Contents
How to close bank account HDFC?
You can easily close your account offline by visiting the nearest branch of HDFC. It is recommended to visit the home branch. You have to follow these steps to close your account.
1. Download the account closure form from the online website of HDFC.
2. Next, print the form.
3. Fill up all the details required in the form such as account number, name, address, etc.
4. Recheck to ensure that you have filled in all the details correctly.
5. Sign the account closure form declaration.
6. You must carry a photo identity proof, your bank passbook, cheque book, and ATM card.
7. Withdraw any money present in your account. The account must have zero balance on the closing day.
8. Submit the duly filled form to the bank officials. They will further guide you through the procedure. This is how to close bank account HDFC.
How to close bank account online HDFC?
HDFC Bank does not allow its customers to close their accounts online.
How to close HDFC bank account with negative balance?
You can close your account with negative balance with a similar process as mentioned above. Follow the same steps till step 7. You have to clear the negative balance by transferring or depositing the same amount to ensure that the account has zero balance. Carry on with step 8.
How to close HDFC bank account without visiting branch?
You are always recommended to close your account by visiting the nearest branch. However, if you cannot visit the branch, you can send your account closure application through postal or courier to the nearest or home HDFC branch.
How to close HDFC bank account through net banking?
You cannot close your account through net banking. HDFC has notified that they are unable to process any account closure request received through net banking.
How to close HDFC account with negative balance online?
You cannot close your account with negative balance online. However, you may opt for an online money transfer into the account to make the balance zero. But you will have to visit the branch for submitting the account closure form and complete the process.
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FAQ on “How to close the HDFC account”
1. How to close HDFC bank account online with negative balance?
Follow the same steps as the account closure with an additional step. This step includes turning your account balance to zero by depositing or transferring an amount same to your negative account.
2. How to close my HDFC bank account online?
You cannot close your HDFC account online.
3. How to close HDFC account without visiting branch?
You can close your account without visiting the branch only by sending an account closure application to the nearest or home branch through postal or courier.
4. How to close HDFC bank account with negative balance?
You have to clear the negative balance so that your account has zero balance at the time of closure. Visit the nearest branch, submit the account closure form, and follow the instructions of the bank officials to complete the process.
Final Thought
Most people face trouble in closing HDFC account. The main reason is the lack of awareness that the account in HDFC cannot be closed through any online procedure. Hope this article has helped you to receive the correct information about “How to close bank account HDFC?”
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