Credit cards have become an integral part of life for a common man. It allows you to purchase products or avail services on credit. SBI offers a wide range of credit cards for its customers. With the digital transformation, SBI has provided its customer with a website dedicated to SBI credit cards. If you have been wondering how to check SBI card balance, there are several ways to do that. Here’s a detailed guide on “How to check SBI credit card balance online?”
Table of Contents
How to know SBI credit card balance?
SBI card balance refers to the credit amount that can be availed for purchase using the State Bank of India card. To know your card balance, you have to know the credit limit of that State Bank of India card and the amount that has been already used i.e the outstanding balance.
Balance in State Bank of India Card = Maximum Credit Limit – The Outstanding Amount
Ways to check balance in SBI credit card
There are several ways of checking the balance of your State Bank of India card. You can adopt any of the following methods to check balance in SBI card.
1. Through Net Banking
2. Using SBI Card App
3. BY Missed Call
4. By SMS
5. Calling SBI Helpline Numbers
Also Read: 15 Best Small Trading Business Ideas in India
Also Read: How to buy Gold in Google Pay in India?
Check balance in SBI credit card online through netbanking
You can check balance in SBI credit card online via NetBanking. The bank has its official online portal to enable the customer to manage their credit cards. You can use this method to check the balance in your card using your User ID and password. However, customers must be registered for net banking. You have to follow these steps to check the balance of your State Bank of India card.
1. Open www.SBIcard.com on a browser.
2. Sign in by using your credentials (User ID and password).
3. You are redirected to your card account summary.
4. Check the outstanding balance on this page. Additionally, you can also view other information such as credit cap, cash limit, and payment cycle date.
5. You can easily calculate the credit balance available on your card by subtracting the outstanding balance from your maximum credit limit.
How to check your SBI credit card balance via mobile banking?
You can easily check the balance of your card through SBI mobile application. However, you must generate an account by clicking on the “First Time User” option to use this method.
1. Download the mobile app of SBI card.
2. Sign in with User ID and password.
3. The card details will open on a new page. Subtract the outstanding amount from your credit limit to know the balance on your card.
Click here to Open Demat & Trading Account with Upstox
How to check SBI credit card balance by missed call?
For SBI credit card balance check missed call service of SBI cards can be availed. You can simply know the credit limit by giving a missed call at 8422845513. For checking the SBI credit balance, dial 8422845512 from the registered phone number.
How to check balance in SBI card by calling?
1. You have to dial the SBI helpline or SBI credit card balance check phone number 1860 180 1290 or 39 02 02 02 (prefix local STD code) from your registered mobile number
2. Choose your preferred language for communication.
3. Dial ‘1’ for card related details after the instruction.
4. Tap ‘1’ again to enter your card details.
5. Type the details as asked.
6. You can now hear your card’s recent billing amount, credit limit, available balance, and other related details.
How to know SBI credit card balance by SMS?
SBI offers a “Simply SMS” service for all its existing customers. You can get details about your card just by sending an SMS from the registered number.
1. Type BAL (last 4 digits of your card) and send it to 5676791
2. You can also view the credit and cash limit of your card by sending an SMS. Type AVAIL (last 4 digits of your card) and send it to 5676791
Also Read: Top 10 Best Trading App in India
Also Read: SBI RD Account: SBI Recurring Deposit Interest Rates
Frequently Asked Questions
1. How to check balance in SBI card online?
You can check the balance in your card online.
- Through Netbanking
- Using SBI cards app
Check the step-by-step guide for checking SBI credit balance for both the methods above in the article.
2. What is the SBI credit card balance check number?
The State Bank of India card balance check number are 1860 180 1290 or 39 02 02 02 (prefix local STD code).
3. How to check SBI card balance for free?
You can check the balance of your card for free through online processes and dialing toll-free numbers.
4. Do I need to pay charges for dialing SBI credit card balance check no.?
You do not need to pay any charges for dialing the toll-free numbers for checking the balance in your card.
5. How to check balance in SBI card without internet?
You can check balance in your card without internet
- Through simply SMS facility
- By availing missed call service
- Or dialing SBI 24×7 helpline numbers
You can check the step-by-step process of every method in the respective sections of the article.
6. How often can I check the credit balance of my State Bank of India card?
There is no allotted limitation on the number of times you can check balance in your card.
7. Does the checking balance in my SBI card affect my credit score?
No, checking the balance of your card does not affect your credit score.
8. Can I apply for a credit card in SBI Bank if I am not an existing customer?
Yes, you can apply for a State Bank of India card even if you are not an existing SBI customer.
9. What should I do if I lose my SBI card?
In case your card is stolen or lost, you must immediately block your credit card. You can block your card through net banking, mobile app, and/or SMS.
Contact the SBI helpline by dialing 39 02 02 02 (prefix local STD code) or 1860 180 1290 to block your card. Alternatively, send an SMS by typing BLOCK XXXX (last 4 digits of your card) and send it to 5676791 from the registered number.
10. What should I do if I notice an unauthorized transaction with my SBI card?
You must inform the bank immediately or contact the SBI 24×7 helpline if you notice an unauthorized transaction on your card.
Final Thoughts
Checking the balance in your card is possible within a few clicks. In this post, we have covered four different methods in simple language. Hope this article will help you out to check balance in SBI credit card.
Also Read: Top 10 Best Trading App in India 2021
Also Read: Top 10 Best Bank for Current Account in India