How to get your Free CIBIL Score and Credit Report from SBI

SBI (State bank of India) is the largest public sector bank and biggest lender in the country. Before taking any loan, your CIBIL credit score needs to be determined. Now you can get Free CIBIL Score and Credit Report from SBI.

The CIBIL credit score is an important factor that affects your eligibility for getting a loan and credit card. A high score means your chances of getting loan approval is very high. In this post, I will tell you how to check free CIBIL Score SBI..

What is CIBIL Score and Credit Report?

It is a three-digit number ranging from 300 to 900 with 900 being the highest and 300 the lowest. Your CIBIL credit score represents your credit history. A high score means a good credit history. It is generated by TransUnion CIBIL Limited (Credit Information Company).

Why is CIBIL Score important?

It is a very important factor that is used by banks and NBFCs to check your creditworthiness when you apply for a loan or a credit card. You should also check it regularly and ensure that your score is high. A good credit score can increase your chances of getting loan approval and getting a credit card.

How can I check my SBI CIBIL Score free? How can I get free CIBIL Report SBI? What is SBI CIBIL Score? How can I get my SBI CIBIL Score? If you want to know the answers to these types of questions then this post is for you.

Here, I will tell you how to check free CIBIL Score SBI (CIBIL Score free SBI).

How to check free CIBIL Score from SBI?

Now SBI (State Bank of India) allows you to get SBI Free CIBIL Score by filling an application form. Just follow the step given below to check SBI free CIBIL Score and SBI free Credit Score.

Step 1

Visit homeloans.sbi/getcibil website. Here, you will see an application form for getting a Free CIBIL Credit Score. In the first step, you need to fill in your details like your name, gender, and date of birth.Next, you need to fill in your address details along with your area Pincode. You can choose to fill in the permanent address, residential address, office address, or other address.

Step 2

Now you need to fill in your identity details. If you have your PAN number with you then select the option “Yes” and enter your PAN number. If you do not have your PAN number with you then select the option “No”.

After selecting the option “No”, you need to select other identity proof. From the drop-down list you need to choose Voter Id Card, Passport, Driving License, or Ration Card and enter the identity proof number.Next, enter your contact details like your mobile number and email Id

Accept SBI terms and conditions by checking on the box. By accepting, you authorize SBI to run a CIBIL check for your profile and agree to be contacted by SBI over Phone or Email. Now, click on the “Submit” tab and you will be directed to a new page.

Step 3

You will receive an OTP (One Time Password) on the mobile number filled by you in the application form. Enter the received OTP and click on the “Submit” tab to proceed further.

Step 4

Next page, you will see SBI free credit score and credit report.

In case you want to download your report. Just click on the “Download CIBIL Report as PDF” tab to download your CIBIL credit report. You can print or save it for future use.

Final Thoughts

These reports are renewed on a month on month basis by the banks, financial institutions, and various credit agencies. It is advisable to check your credit score regularly to monitor the ups and downs in your report. I hope now you can get your Free CIBIL Score and Credit Report from SBI easily.

Note: This post was originally published on January 24, 2020 and has been completely updated for accuracy and comprehensiveness. Free CIBIL Score check SBI.

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