A card statement is an essential tool to keep a check on the transactions done through your card. It contains important information such as account summary, payment dues, reward balance, etc. HDFC bank offers multiple card options. If you are an HDFC cardholder, you are supposed to receive a Credit card statement HDFC every month in form of email or SMS.
If you have been thinking about how to generate HDFC credit card statement on email, you have landed on the right article. In this article, we will discuss how you can get credit card statement HDFC.
Table of Contents
How to see credit card statement HDFC Bank?
You can view credit card statement HDFC online as well as offline. To view credit card statement HDFC online, you may opt for the following means.
1. Netbanking
2. HDFC Mobile App
3. Email request
For getting a statement HDFC bank, you may opt for the following means.
1. Visit the nearest branch of HDFC bank
2. SMS request
3. Contact HDFC card helpline
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How to get HDFC credit card statement online?
There are two ways to check the statement online:
1. Through Netbanking
2. Through Mobile App
3. Via an Email
How to check credit card statement HDFC netbanking?
1. To check the statement, go to the official website of HDFC bank (https://www.hdfcbank.com/ )
2. HDFC bank credit card statement login with the registered ID and password
3. Go to the ‘Cards’ section after completing HDFC credit card statement online login
4. Click on the ‘Enquire’ option to view the drop-down menu
5. Select the ‘view statement’ option to check your the statement.
6. Select card statement number for card no. section and select the billing cycle.
7. Click the ‘view’ button. Click on the ‘view/download’ option when the new page opens up to download the statement.
How to HDFC credit card statement through the mobile app?
To check credit card statement HDFC bank, Download HDFC mobile banking app from the Play Store or App Store. Use HDFC credit card statement login and password to sign in to your account. Navigate to the card and click on ‘Download Billed Statement’. Select the billing cycle for the duration section and click on download. Your statement will be downloaded.
How to receive HDFC card statement in email?
If you wish to receive a your statement via email, you can do it by availing of netbanking facilities. Alternatively, you can visit the nearest branch of HDFC bank to request for regular email statement at your registered email ID.
How to get HDFC card statement offline?
You can either visit the nearest branch of HDFC bank to request for the statement or get HDFC credit card statement by SMS. To receive HDFC credit card mini statement SMS, you have to SMS “TXN” to 5676712 from your registered mobile number.
How to read HDFC credit card statement?
To read the statement, it is essential to know the components of the statements. You must look into the following sections to read the statement properly.
1. Payment information: This section accounts for all the transactions done by your card. It is essential to check this section carefully to keep aware of any unauthorized transactions or charges.
2. Payment Due warning: The statement provides a payment due date for every billing cycle. You must check the over-limit and payment due date to repay the card balance on time. In case of delay, penalty charges or interest will be charged on your balance.
3. Grace Period: Credit cards come with a grace period after the payment due date. You must make repayment within this period to avoid additional charges.
4. Minimum Payment Warning: When you are using a card, you may avoid the penalties by payment of the least amount instead of the full credit balance. You may check the minimum payment amount and make the repayment accordingly.
5. Interest rate change: In case, you have gone over the credit limit or made minimum payment consistently, the bank may increase the interest rate of your card. It will be notified to you before 45 days of implementation.
6. Reward history: You can check the rewards you have won and use them along with the available reward points.
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Frequently Asked Questions
1. How to open HDFC credit card statement pdf password?
The statement is password protected. You have to use the pdf password by entering the first 4 letters of your name as embossed on the card followed by the date of birth in DDMM format. If you have downloaded the statement through net banking or a mobile app, you do not need any password to open it.
2. How to check HDFC credit card statement for last 6 months?
You can check the statement for last 6 months through netbanking and HDFC mobile app.
1. Log in with registered User ID and password
2. Go to the card section
3. Select ‘ View Statement’
4. When the new page opens, select the card number from the drop-down menu
5. For the duration section, select the last 6 months. This refers to the billing cycle. Therefore, you can adjust the duration for your desired period.
6. Click on the ‘view’ button.
3. What is the information mentioned in the card statement?
The following information is mentioned in the statement
- Name of the cardholder
- HDFC credit card statement number
- Account Summary: Credit limit, Available credit, Available cash limit
- Payment information: Payment transaction date and details, charges
- Opening Balance
- Closing balance
- Reward history
- Payment Due date
- Change in interest rate (if any)
4. Do I need to pay any charges to view card statement HDFC?
No, you do not need to pay any charges to view the statement.
Final Thoughts
HDFC card statement conveys important information about your card usage and also flags any fraudulent activity. Checking card statements is a simple and easy process. Hope this article guide you to check your statement using netbanking, mobile app, or through the offline procedure.
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