Nowadays credit cards are very popular, even more than banknotes and coins. Even at some point in time, it is important to have at least one credit card. There is a wide variety of credit cards being offered by many banks and NBFCs in India. Some of them are Citi Bank, SBI Bank, HDFC Bank, ICICI Bank, and many more. In this post, we will discuss all you need to know about Citi PremierMiles Credit Card India.
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What is Citi PremierMiles Card?
Citibank PremierMiles Card is one of the best cards designed for frequent travelers. This card provides you access to both, domestic and international airport lounges along with some exclusive deals on flight ticket bookings, hotel bookings, and shopping. You can also redeem your miles to get free flight tickets both domestic and international.
Here, you will get all the important information about the features, benefits, eligibility criteria in this Citi PremierMiles Credit Card review.
Citi PremierMiles Credit Card Benefits & Features
Citi PremierMiles Credit Card features and benefits are mentioned below:
1. Welcome and Renewal Rewards
Get 10,000 miles as a bonus with your first spend of Rs.1,000 or more within 60 days of card issuance. Also, get 3,000 miles for free on your card renewal.
2. Faster Air Miles Benefits
You will get accelerated 10 miles for every Rs.100 spend on flight ticket booking via its dedicated website www.premiermiles.co.in. Also, get 10 miles for every Rs.100 spent on all airline transactions. This is with any airline in the world with your travel card.
3. Citi PremierMiles Credit Card Lounge Access
Get Citi PremierMiles Card airport lounge access at both domestic and international airports for free.
4. Rewards on Shopping
Earn 8 miles for every Rs.100 spent on purchasing at Amazon India, Flipkart, and Myntra. This offer is valid till August 15, 2021. You can also earn 4 miles for every Rs.100 spent on all other purchases.
5. Dining Benefits
Get up to 20% off on dining across participating restaurants with the Citibank PremierMiles card.
6. Easy Tap and Pay
You can easily pay through this card without using the PIN on the terminals accepting tap and pay.
7. No Expiry of Miles
You can either redeem your miles now or can save them as there is no expiry date for miles. And, you can use them whenever you want.
8. Travel and Lifestyle Assistance
Get free assistance from the travel and lifestyle specialist to get an experience that will help you enjoy the best in life. Simply make a call at 1800-114-999 for Visa cardholders or 0008 004 407 027 for Mastercard cardholders.
9. Easy EMIs
You can convert your big transactions made with Citi PremierMiles Card into small EMIs. Also, enjoy EMI options available on shopping and travel booking, and at over 2,000 stores across the country.
10. Citi World Benefits
You also get over 26,000 offers and privileges on hotels, shopping, spas, golf, entertainment, travel, and much more.
11. Easy Redemption
Get Citi PremierMiles benefits by easy redemption via SMS against purchases at leading brands. You can easily redeem your miles at www.premiermiles.co.in.
12. Loan Facility
You will get an instant loan facility with your Citibank PremierMiles card to get the thing done right away.
13. Stays Privileges
Earn 10 miles for every Rs.100 spend on hotel booking via the dedicated website www.premiermiles.co.in. Enjoy the deals both locally and over 90 other countries around the globe.
14. Insurance Cover
Personal insurance cover of Rs.1 crore will be given to the family of the person if the loss of the life resulting from an air accident.
We tried to put together all Citi PremierMiles card benefits in the above paragraph.
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Citi PremierMiles Card Fees & Charges
| Fee Type | Charges |
| Joining Fees | You will be informed by the bank at the time of sourcing the card. |
| Citi PremierMiles Credit Card Annual Fee | Rs.3,000+ GST will be charged at the end of the year. |
| Cash Advance Fees | 2% of the total amount withdrawn or a minimum of Rs.300. |
| Late Payment Fees | No amount for statement balance up to Rs.2,000. |
| Rs.100 will be charged if the statement balance is greater than Rs.2,000. | |
| Over Credit Limit Fees | 2.5% on the total amount over the credit limit with a minimum of Rs.500.(The amount will be excluded of charges, taxes, and fees). |
| Cheque Bounce or Return Fees | Rs.350 for every returned cheque. |
| Railway Ticket Booking Fees | 1.8% of the total amount of transaction. |
| Card Re-issue Fees | Nil |
| Cash Deposited at Citibank Branch | Rs.100 will be charged for every deposit. |
Click here to Apply for Citi PremierMiles Credit Card
Citi PremierMiles Credit Card Eligibility
Citi PremierMiles card eligibility criteria are mentioned below:
1. The applicant should be above the age of 18 years is eligible for this card.
2. The applicant must be below the age of 65 years.
3. Applicant must be an Indian citizen.
4. Applicant should be occupied.
5. Both salaried and self-employed can apply for this card.
6. Income criteria differ from time to time. Which the candidate will be informed by the bank at the time of application.
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Documents Required
| For Salaried | For Self-Employed |
| Identity proof | Identity proof |
| Address proof | Address proof |
| 6 months salary slip or form 16 | Recent year ITR (Income Tax Return) |
List of documents for address proof:
1. Passport
2. Telephone bill
3. Electricity bill
4. Voter ID card
5. Ration card
6. Aadhaar card
List of documents for ID proof:
1. Pan card
2. Voter ID card
3. Electricity bill
4. Aadhaar card
5. Passport
How to apply for Citibank PremierMiles Card?
1. Visit the official website of CitiBank. Click here.
2. Here, you need to select the card of your choice.
3. Next, click on the “Begin Your Application” tab.
4. Here, enter your details such as name, mobile number, and email Id.
5. Next, you have to enter your professional details like your job or business.
6. After that you have to fill in the information relating to your address.
7. Here you need to click on the “Submit” tab after all the required details are entered.
Once your application form is submitted, In the next 2-3 days, you will get a call from a Citibank authorized representative for the collection of documents. Generally, it will take 7 working days to get it processed. Once you get approval, you will get your card along with the welcome kit at your mailing address.
Click here to Apply for Citibank PremierMiles Card
Frequently Asked Questions
1. How can I apply for this card?
You can apply online through the Citibank official website. Click here. Alternatively, you may visit any of the nearest Citibank branches to apply for this card.
2. What is the annual fee for this card?
The annual card fee is Rs.3,000.
3. Does Air Miles have a validity period?
These Air miles never expire. You can either redeem your Miles for flights and other merchandise or can save them for redemption in the future.
4. Do I have EMI options on the purchases?
Yes, you can convert your big transactions made at more than 2000 consumer electronics stores and leading retail merchant outlets into small EMIs.
5. What benefits can I enjoy with the complimentary lounge access?
Citibank has partnered with many airlines to give you airport lounge facilities. You can enjoy light refreshments, business facilities, unlimited Wi-Fi, and other facilities at these lounges.
Click here to apply for this card.
Citi PremierMiles Card Review
Citibank PremierMiles Card offers various benefits to its users who are frequent travelers. The card offers a rewarding air miles program and the freedom of evergreen miles that never expire with several leading airlines. With this card, you also get the benefit of complimentary air travel along with access to airport lounges. Therefore, get this travel card today to enjoy a host of benefits and features.
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