State Bank of India, India’s largest public sector bank headquartered in Mumbai. The bank offers various types of debit cards to meet the needs of a large number of customers. These debit cards come with different features and benefits including EMI facilities. In this post, I will share information about how to check SBI debit card EMI eligibility via SMS.
Also Read: SBI Debit Cards: SBI Debit Card Types and Charges
Here is how you can do an SBI debit card EMI eligibility check.
Table of Contents
SBI Debit Card EMI
The State Bank of India debit card gives you joy on-the-go and EMI facility on-the-spot. With this EMI feature, you can convert your transactions into Easy EMIs at both POS and e-commerce portals (Amazon and Flipkart).
This facility helps you to pay back the purchase amount without any pressure. It enables you to purchase using your card without paying the entire amount immediately.
Benefits of SBI Bank Debit Card EMI Facility
Following are some benefits that you can avail of under this facility.
1. Zero documentation
2. Zero processing fee
3. No branch visit required
4. No blocking of Savings account balance
5. Instant disbursal of the loan
6. Zero cost EMI on select brands.
7. The EMIs will begin one month after the completion of the online transaction.
Click Here to Open Demat & Trading Account with Upstox
SBI Debit Card EMI Eligibility Check SMS
Note only pre-selected customers of SBI can avail of this EMI facility. Here is how to check debit card EMI eligibility SBI, follow these steps:
To check your eligibility, just send an SMS from your registered mobile number with SBI Bank. SBI Debit Card EMI eligibility check SMS number is 561676. For the SBI DCEMI check, SMS charges apply.
Send DCEMI to 567676 from your SBI bank registered mobile number.
After sending this SMS, you will receive an SMS from the bank along with the eligible loan limit.
SBI Debit Card EMI Eligibility Check Online
Follow the below-mentioned steps to check the eligibility on your SBI Bank debit card.
1. Visit the merchant website or mobile app.
2. Next, select your product and proceed to the payment options page.
3. Here, choose SBI Bank Debitcard EMI option.
4. If eligible for the EMI facility, then you can see the option of “NO COST EMI” or “Pay using debitcard EMI”.
Also Read: Top 10 Best Personal Finance Books for you to read
FAQs (Frequently Asked Questions)
1. How can I check my SBI DCEMI eligibility?
You can check your eligibility by sending an SMS “DCEMI” to 567676 from your registered mobile number with SBI.
2. How do I know if my SBI debit card is eligible for EMI?
You can check your eligibility for EMI by sending an SMS DCEMI to 567676. Alternatively, you can also check your eligibility on Amazon and Flipkart payment page.
3. Can I get EMI on my State Bank of India debit card?
If your card is eligible then you can purchase products online from Amazon and Flipkart on EMI using your debit card.
4. How can I activate EMI on my SBI debit card?
Visit merchant website or mobile app. Select your product and proceed to the payment page. Next, choose SBI Bank DebitCard EMI option. Authenticate the transaction using an OTP to complete the purchase.
Final Thoughts
I hope now you can check SBI debit card EMI eligibility by SMS. This feature enables you to purchase using your card without having to pay the entire amount immediately. You can avail of this facility with zero processing fee, zero documentation, no need to visit the branch, and no blocking of the savings account balance.
Also Read: National Savings Certificate (NSC): Interest Rate, Features & Benefits
Also Read: Best Tax Saving FD Rates: These banks are offering the highest tax saver FD rates
thnx for valuable info.