Acko insurance for cars is one of the best budget-friendly insurance options in India. This insurance provider has s high settlement ratio and well-built user-friendly website for purchase and renewal. If you have been pondering with the question “Is Acko car insurance good?” you have definitely landed on the right page. Check out the features, benefits, purchase, renewal and claim procedure to gain detailed information about this car insurance provider and its plans.
Types of Car Insurance Plans from Acko Insurance
Acko offers multiple insurance plan catering to the insurance needs of personal as well as commercial cars. Let’s take a look at all the available insurance plans offered by Acko.
1. Acko car insurance third party: This insurance plan covers third party liabilities caused due to your car. It also serves as the mandate compliance for Motor Vehicles Act, 1988.
2 .Comprehensive car insurance (Basic & supersaver): This insurance plan covers third party liability as well as own damage in case of any unprecedented event. You may choose add-on to receive additional coverage at a slightly higher premium.
3. Own damage cover: If you already have third party insurance, you can opt for own damage cover insurance to receive insurance coverage for your car in case of accident, natural or man-made disaster, riots or theft.
4. Personal Accident Cover: It is another compulsory insurance plan every car must have. Acko offers personal accident cover for passengers for the commercial use cars as well. Personal accident cover provides coverage up to Rs. 15 lakhs for any accident occurred during driving or mounting the registered car. However, you cannot avail this cover in case of illegal driving or diving under the influence of alcohol or drugs.
5. Commercial car insurance: Acko offers commercial car insurance policy for business vehicles, i.e, passenger carrying vehicle with minimum seating capacity of 6 individuals.
Available Add-on Options
Acko car insurance offers the following add-on covers with own damage and comprehensive insurance plans.
1. Zero Depreciation (basic and supersaver)
2. Roadside Assistance
3. Engine Protection
4. Consumables Cover
5. Key Replacement Cover
6. Outstation Emergency cover
7. No Claim Bonus Cover
8. Return to invoice cover
9. Personal Belonging damage/ theft cover
These covers are options but provide additional insurance facilities at a slight increase in premium.
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Features
1. Quick pick up to cashless garage and delivery of repaired car in 3 days.
2. Insurance plans starting from Rs.2,072.
3. 24×7 responsive customer helpdesk.
4. Paperless purchase and renewal through website and app.
5. Damages to third-party is covered.
6. Hassle-free claim settlement.
7. Claim settlement ratio is 98% as per assessment for financial year 2019-20.
Benefits
1. Pocket-friendly premium rates.
2. Round the clock roadside assistance.
3. Smooth processing of purchase and renewal.
4. Review of Acko car insurance represent high customer satisfaction rate.
How to purchase Acko insurance for cars?
You can purchase Acko car insurance online using the following ways.
1. Website: Visit the official website. Click here. Select “Car & Taxi”, fill in car registration number or model and make. Click on “Insure now” button. You will get the quote. Make the payment online with debit card, credit card, net banking, NEFT etc.
2. App: Download “Acko Insurance” app from App store or Google play store. Follow the same procedure as website to purchase the policy.
In both cases, you will receive the policy document in your registered email ID.
3. Offline: For offline purchase, contact Acko helpline or agent or visit the nearest branch.
Click here to Insure your Car online with Acko
How to download Acko insurance policy?
When you receive the policy document online, get Acko car insurance policy download from the attachment in the mail. Alternatively, you can download the policy document by logging in with the registered mobile number on Acko official website.
Claim Process
The claim settlement process for this insurance is quick and simple. It offers hassle-free claim settlement. You just have to follow these steps.
1. Intimate the insurer at the earliest: You can contact Acko helpline or raise claim through website. Go to the official website, click on “Raise a Claim”. Enter registered number. Enter the OTP. Fill up Acko car insurance claim form online.
2. Repair: You can either drive to the network garage or get a pick up from Acko agent to the nearest Acko car insurance cashless garages. In case you cannot find Acko car insurance garage list online. Then call the helpline number to know the nearest garage location. In case, you are repairing from any other garage, you can claim reimbursement.
3. Settlement: Acko directly disburses the claim amount to the cashless garage. You will be delivered with the repaired car in 3 days (for selected cities). In case of reimbursement, you have to provide the invoice and other documents to the insurer and Acko will disburse the claim amount directly to you.
You have to follow the same steps in case of offline claim settlement. To settle your claim offline, visit the nearest Acko office.
Acko Car Insurance Renew
Renewal of Acko insurance for car is quick and simple.
1. Go to Acko website or app.
2. Login with your registered mobile number.
3. Check the existing policy details, answer some simple questions.
4. Add/remove add-on cover.
5. Check the premium amount.
6. Make online payment through debit card, credit card, net banking, NEFT etc.
In case, you want to renew your car insurance policy offline, you have to visit the nearest Acko branch. For any assistance related to the Acko car insurance renew, you can contact Acko car insurance contact number.
Click here to Insure your Car online with Acko
Acko Car Insurance Customer Care
To get any information about Acko insurance, you can reach out to the insurer by dialing 1800 266 2256 (toll-free). You do not have to pay any charges for calling on this number. This number is active 24×7. Therefore, you can reach out to Acko insurance from anywhere, anytime. You can also write to Acko at hello@acko.com.
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Frequently Asked Questions
1. Is Acko insurance good?
Yes, you can avail all the benefits of Acko insurance and enjoy quick settlement. Moreover, Acko car insurance claim settlement ratio is 98% (FY 2019-20) which is quite high. Therefore, you can consider Acko insurance as a good choice.
2. What are the documents required for buying car insurance online from Acko?
There is no need to submit physical documents. You can buy an this policy for your car from ACKO with just few clicks.
3. How is Acko car insurance purchased?
You can purchase Acko insurance online as well as offline. With online purchase, the buying process of this insurance plan is completely paperless. You can use official website or their app to purchase insurance policy for your car.
4. How is Acko insurance renewed?
You can easily renew your existing policy using the Acko website or app. Check out the detailed step-by-step guide above. It is recommended to renew your car insurance policy within 90 days from expiry date to avail NCB discount on premium and renewal without inspection.
5. How to check Acko car insurance price?
You can easily check premium price through Acko official website.
1. Go to https://www.Acko.com/
2. Select “Car & Taxi”
3. Fill your car registration number, click on “Insure Now”
4. Alternatively, click on “Get a quote”.
5. You have to answer a few questions about your car.
6. Select the type of insurance plan.
7. Choose desired add-on covers.
8. You will receive the exact Acko insurance price.
6. How to purchase Acko third party car insurance online?
You can purchase Acko third party insurance online using the official website of Acko insurance or Acko insurance app. The step-by-step guide of purchasing policy online has been mentioned above.
Acko Car Insurance Review
Multiple Acko car insurance review vouch for its car insurance policy. Acko provides incredibly low premiums and paperless door-to-door claims. Also Acko has unique plans tailored to your needs. Therefore, we hope these information and detailed overview of this insurance have answered your question, “Is Acko insurance reliable?”
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